If you have dependents, you need to protect them in case you die suddenly. Life insurance is the method used by most. Sudden, unexpected death of a breadwinner is not new, but the constant stream of hazards in the news should focus your attention.
Many scare stories turn out to be hype—especially those based on computer modeling (and serving an agenda). But the graph below shows actual occurrences. Sudden Adult Death Syndrome is real.
The source is the National Association of Statutory Health Insurance Physicians (KBV), which insures 72 million lives. Remember that if actuaries, in contrast to public health authorities, make a mistake, they and the companies they work for face consequences—including bankruptcy.
Just after the rollout of COVID-19 injections, there was a sharp, unprecedented spike in unexpected deaths, a 1,000% increase. The KBV denies a causal relationship to vaccination. The cause for the deaths is unknown, but it is not COVID-19. Authorities have not yet done appropriate studies to investigate a possible vaccine connection. Mainstream media did not attend a press event where data analyst Tom Lausen presented the figures, which he calls a “risk signal.”
From CDC data, equity investment advisor Edward Dowd calculates that Millennials, age 25 to 40, experienced an 84% excess mortality in the fall of 2021, coinciding with vaccine mandates and boosters—a Vietnam War-size event.
When it comes to New Year’s resolutions, number 1 should be providing as best you can for your family’s future, and carefully examining the risks you might be taking.